Welcome to Red Rose Financial Services Ltd. Our team boasts over 15 years of experience, ensuring we provide you with the best mortgage deals in today’s market.
Written by:
Nagina Haroon CeMAP
Director
Last Updated:
04.12.2023
Written by:
Nagina Haroon CeMAP
Managing Director
Last Updated:
04.12.2023
Welcome to Red Rose Financial Services Ltd. Founded in 2023, our team boasts over 15 years of experience, ensuring we provide you with the best mortgage deals in today’s market.
We help you navigate the mortgage landscape by comparing offerings from various lenders, so you can rest assured that you're getting the best deal.
Ensure you have a suitable deposit. Generally, a higher deposit lowers your mortgage rate.
Our streamlined application process takes the hassle out of securing your mortgage. We'll assist you in gathering all necessary documentation.
Trust in our expertise as we assess the value of your prospective property, ensuring that you're making a sound investment.
If approved, the lender will send us a mortgage offer detailing the loan amount, interest rate, and repayment terms.
With all the pieces in place, your dream home is just a step away. Secure your mortgage, and step into a new chapter of life!
Thinking of changing your existing mortgage deal? Remortgaging can help you save money or release equity from your property.
Intended for property investors who wish to rent out their property. This type usually has different interest rates and repayment terms.
Getting your first mortgage? We can guide you through the process and help you compare mortgages to find the perfect one for you.
Lock in a set interest rate for a specific term. Great for those who want consistency in monthly payments.
Offers a discount off the lender's standard variable rate for a set term.
A default rate without any discounts or deals. It can change anytime.
Links your mortgage to your savings. The savings balance is offset against your loan, potentially reducing interest.
Only pay the interest on the loan each month. The capital is repaid at the end of the mortgage term.
Interest rates can fluctuate, usually linked to the Bank of England's base rate.
Considering your income, outgoings, and future potential outlays is crucial. It’s always advisable to factor in potential interest rate rises, ensuring you can afford the repayments.
Using a mortgage calculator can give you an estimate of your monthly repayments based on interest rates, loan amount, and term. This tool can help you figure out what’s feasible within your budget.
For those with a small deposit, the government can guarantee part of the loan, giving lenders more confidence.
The government lends you up to 20% (40% in London) of the home's value, so you only need a 5% deposit.
Buy a portion of the home and pay rent on the rest. You can buy more shares over time.
Certain first-time buyers can benefit from reduced stamp duty, helping reduce overall purchase costs.
Red Rose Financial Services Ltd thrives on transparency, simplicity, and unwavering dedication to our customers. This commitment is reflected in our outstanding customer reviews, leading to a high percentage of repeat business and glowing referrals.
Our wide range of services extends beyond mortgages. We offer Equity Release, Bridge Financing, Commercial Mortgages, Protection, and much more. Our established relationships with mortgage lenders and loan providers ensure you’re always updated with the best rates available.
For more comprehensive details about what we offer, or to chat with our adept team, visit our homepage or call us directly on 0333 090 9467.
Wondering how much your monthly mortgage payments will be? Get an instant estimate online. Don’t stress about budgeting for your dream home.
Managing Director
Qualified Solicitor
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Ready to dive into the world of mortgage comparison and secure the best mortgage? Speak to a mortgage advisor today and let’s embark on this journey together.
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Red Rose Financial Services Limited is an appointed representative of Beneficial Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655.
Red Rose Financial Services Limited is authorised and regulated by the Financial Conduct Authority, FCA number 1006655.
Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.
Changes in the exchange rate may increase the sterling equivalent of your debt.